Pension Experts, Financial Education, Professional Services, & Insurance Advisors

It was a pleasure meeting with Ric today. He gave me some advice that saved me from making a really bad decision regarding my retirement. He also helped me set up a really solid life insurance/retirement plan that makes me feel good about my financial future.

Working with Ric Carroll has been a really gratifying experience. He took the time to listen to me. He understood my personal circumstances. He has kept in touch to be sure that my needs are being met. Ric is a great guy.

Ric is super easy to work with. I feel like my retirement is in good hands!

Ric does a great job of explaining concepts or answers to questions that we have had. He also helps us to think about options for the future. My husband and I are very comfortable working with Ric on our future planning.

I most definitely recommend Mr. Carroll as the best financial advisor I have met. Most of my career as a teacher was intensely concentrated in the job per se and a pension fund was unfortunately not in the priority list. I had met with other advisors occasionally as they visited my school. These professionals represented specific companies only. For more than a decade, I had 403K funds in one of these companies without an annual review, with the exception of maybe once or twice. When my husband and I met Mr. Carroll in the year 2020, we were impressed with his knowledge and friendliness. He carefully interviewed us and based on what he found, he gave us a thorough overview of what was available for teachers in terms of plans, products from different companies, and his recommendation to make the most of what we could save. He had several meetings with us, presented several scenarios, answered a thousand and one questions of multiple kinds, and also patiently endured some clear skepticism on our part. There were moments in which what he recommended seemed to be too good to be true. We finally prayerfully made a decision to follow his advice and we do not regret it. On the contrary, we are highly appreciative of his invaluable advice at a critical point in life. Since the time we first met Mr. Carroll he has shown solid integrity, honesty, and a sincere willingness to go many extra miles if need be to help us. His communication has been incredibly prompt in any form and time that has been most convenient to us. His expertise is amazing and his knowledge impeccable. We absolutely recommend Mr. Carroll!

Ric has taken good care of me the last 2 years and he truly has my best interests at heart. There's no high pressure to sign up for anything, he just shows me the universe of options and lets me make up my own mind. I highly recommend Ric as a guide on retirement options!

Ric has been so helpful with my husband and my retirement planning. He is very efficient and knowledgeable of the market and gives options for all different plans. I would recommend him to all my family and friends

Ric always provides us with a full picture of what our finances look like currently, what they will look like down the road, and a full picture of what retirement will look like for us. His investments and advice have always been not only sound but safe and secure, which is what we need now days. We've worked with him for years, even after moving across country, and will continue to do so.

Always helpful and is very nice. He makes sure he helps you in everyway.

If you are an educator looking for direction in funding your retirement, Ric is the best. He understands TRS and it’s limitations and he will help you select investments to fill in the holes! He cares about his customers and provided invaluable direction for our small business. We can’t thank Ric enough!